code-chick.net

another financial step

i finally got around to setting up a td ameritrade account using suze’s “save yourself” plan. i’m going to put at least $50 a month in there for a year, and then once i get the $100 bonus next may (for doing 12 months of $50 deposits), i’ll invest it - probably in something like vanguard’s total stock market ETF.

i’m thinking i’ll try to have $750-ish in there by this time next year. i don’t want to stick too much over the minimum in there to where i’m not maximizing what i get from my hsbc account though… i can’t complain w/ that free money.

to save some money, i’m going to cancel my membership at my current gym and join one that’s closer to my house and far cheaper. (right now i pay $33 a month & my company pays the other half, but on their half i get taxed at the end of the year. the new one is $19 a month and less than 2 miles from my house.)

so it’s a few relatively minor adjustments, but hopefully it’ll help out in a bigger way within a year or so. or maybe MI gas prices will keep being this dang high and it’ll all be for nothing! lol